Ohio Medicaid & Asset Protection Guides

Plain-language answers to the questions Ohio families ask when a nursing home bill is on the horizon — the look-back rule, exempt assets, spend-down, trusts, and what can still be done in a crisis. Every guide is reviewed by Abby N. Wilson, a licensed Ohio elder law attorney.

Asset Protection Ohio Law Gives Families 4 Ways to Protect Assets from Nursing Home Costs
The super-pillar: every protection Ohio law allows, what each covers, and how timing changes your options.
Look-Back Rule Ohio Medicaid Reviews 5 Years of Your Finances Before Paying for a Nursing Home
The 60-month review, the penalty math with a worked example, and the transfers that never trigger it.
Crisis Planning Your Parent Is Already in a Nursing Home. It Is Usually Not Too Late to Protect Assets.
What can still be protected after admission, and why the "5-year rule means it's over" belief is wrong.
Your House A Nursing Home Cannot Take Your Ohio House. Medicaid Estate Recovery Can.
The real answer behind the most-asked question: who can actually claim the home, when, and what stops them.
Trusts An Ohio Medicaid Asset Protection Trust Shields What You Move Into It, 5 Years Later
The 5-year tool: what a MAPT protects, what you give up, what it costs, and who actually needs one.
Trusts Gifting the House to the Kids Is the Expensive Version of the Right Idea
The folk advice, priced out: what deeding the house over really costs versus putting it in a trust.
Look-Back Rule 4 Transfers Ohio's Look-Back Rule Never Penalizes
The exceptions with their paperwork: spousal, disabled-child, under-21, and the caregiver-child affidavit.
Spousal Rules In Ohio, the Healthy Spouse Keeps the Home Plus Up to $162,660
The 2026 spousal numbers in one screen: the resource allowance, the income floor, and the unlimited transfer rule.
Exempt Assets Ohio Medicaid's $2,000 Limit Ignores More Assets Than Families Expect
The 2026 exempt list in one place, including the payout-status IRA rule most national sites get wrong.